[quote=jenniferalan]
• Set up an automated direct debit to pay the full amount on your credit card. Don't buy anything on your card, unless your bank a/c can cover it. To avoid a large direct debit, and help keep with budget consider manually transferring money to your credit card during the month. If you find it difficult to manage your credit card stop using it.
(Why not just cut it up and use a debit card? I don't have a credit card and I don't want one!)
• make a shopping list and stick to it
(Shop in Lidl or Aldi or if you must shop in Dunnes/Tesco buy own brands... much cheaper, same product!)
• Make sure that you are reclaiming all your entitelements from the Tax man i.e. medical exps, rent, refuse charges etc.
(must check this out!)
• Have your hair cut/coloured in a hairdressing school.
(I trained as a hairdresser, this is not asways a good idea!)
• Hand wash the dishes rather than using the dishwasher.
(Get the kids to do it, lol! My mum only bought a dishwasher after I moved out! tut tut... slavery!)
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