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-   -   Money Saving Tips (http://www.jumbletown.ie/forums/showthread.php?t=12438)

betsy10112000 07-01-2009 08:38 PM

another freebie website
 
for all those looking for freebies here is another website i found
http://www.100megsfree3.com/arlana/FreeStuff.htm

now alot of them are for US and canada but there are quite a few thats for ROI and UK. sign up for alot of the UK ones aswel just put in your address and postcodes as EIRE or ROI,it works i still get all the free stuff sent here aswel.perfect.

still on the hunt for other sites for you

betsy10112000 07-01-2009 08:54 PM

free seeds
 
here is a link for a free pack of seeds
vegetable seeds or flower seeds - for all of you JTers out there that want to try and grow your own food :)

https://www.hiddeneden.com/free-seeds.aspx?

oh my god i have found loads and loads and loads of freebie stuff sites,am i allowed to put all of them on here or what? or is that just going off the initial subject all together.

let me know what people think - i could start a new thread for all te freebie sites and all the freebies we can all register for?

let me know

jenniferalan 07-01-2009 08:59 PM

hi betsy ur doin a great job findin all these sites and passing the word on! Feel free to post here, I can't wait to see what kind of ones u find, I can only seem to find sites that trick u into providing info for free stuff!

Ps just wondering do u get many junk in the mail after the freebies come or any phone calls

MandyD 07-01-2009 09:03 PM

lol I can never find any good freebie sites either...just the ones who want something in return, as you said, Jennifer.

Chris P 07-01-2009 09:05 PM

from Admin
 
Quote:

Originally Posted by betsy10112000
oh my god i have found loads and loads and loads of freebie stuff sites,am i allowed to put all of them on here or what? or is that just going off the initial subject all together.

let me know what people think - i could start a new thread for all te freebie sites and all the freebies we can all register for?

let me know

Hi betsy10112000,

There's no need to post any more links to freebie/coupon sites or indeed to start a thread dedicated to them.

Members can simply do a Google search for them and decide for themselves what is of interest.

A word of warning: there are a lot of freebie/coupon sites on the net. Many are excellent but some are not; in other words, you could be spammed or worse. Some sites expect you to register but before you do, you should check out the page content, level of updating, and link titles (don't click on them unless you're pretty certain that they're safe).

Regards
Chris P
Admin

betsy10112000 07-01-2009 09:09 PM

Quote:

Originally Posted by jenniferalan
hi betsy ur doin a great job findin all these sites and passing the word on! Feel free to post here, I can't wait to see what kind of ones u find, I can only seem to find sites that trick u into providing info for free stuff!

Ps just wondering do u get many junk in the mail after the freebies come or any phone calls

nope never give my phone number - if it is a must to provide a phone number for a freebie cream or something stupid or small like that i just put in any old number that comes off the top of my head - lol

very rare that i get junk mail through post but the few every couple of months i do get is either money off coupons or more freebies so happy days all round :)
sometimes you do have to give your email addres and do sometimes get stupis emails but most ask when you sign up for the freebie if you want to receive their newsletter.

if you do plan on getting loads of different freebies then i advice you to download a software called ROBOFORM.its a free software and basically you fill out all your details on the form,name,address,email etc etc and then when you find a freebie you like just press the roboform icon on the top of your screen and it fills all your details out for you.ingenious :)
because it does become a pain filling out the same info over and over.
if you google roboform or try roboform.com you should be able to download it free:)
enjoy and i will post loads more freebie sites for you now :)

betsy10112000 07-01-2009 09:11 PM

Quote:

Originally Posted by betsy10112000
nope never give my phone number - if it is a must to provide a phone number for a freebie cream or something stupid or small like that i just put in any old number that comes off the top of my head - lol

very rare that i get junk mail through post but the few every couple of months i do get is either money off coupons or more freebies so happy days all round :)
sometimes you do have to give your email addres and do sometimes get stupis emails but most ask when you sign up for the freebie if you want to receive their newsletter.

if you do plan on getting loads of different freebies then i advice you to download a software called ROBOFORM.its a free software and basically you fill out all your details on the form,name,address,email etc etc and then when you find a freebie you like just press the roboform icon on the top of your screen and it fills all your details out for you.ingenious :)
because it does become a pain filling out the same info over and over.
if you google roboform or try roboform.com you should be able to download it free:)
enjoy and i will post loads more freebie sites for you now :)


sorry guys headmaster chris says im not allowed to post anymore links - s you will have to do the legwork yourself :( meanie)lol

if you do want anymore help i am well aware of what sites to use etc because i dont like receiving spam either PM me and i will sort you out :)

MandyD 07-01-2009 09:18 PM

One thing I did to help me sort out my finances (I'm a terrible treasurer - I spend, spend, spend!) and take some of the weight off my shoulders each month, bill wise, was to get ESB and Bórd Gáis token meters installed. It's a pain in the sense that if I'm short of cash some week for whatever reason, I can't leave my meters slide until the next week, but at the end of the month I have no bills to pay, as I'm basically using a 'pay as you go' system.
I'd recommend a meter to anyone who's useless with money, like me lol

betsy10112000 07-01-2009 09:20 PM

Quote:

Originally Posted by MandyD
One thing I did to help me sort out my finances (I'm a terrible treasurer - I spend, spend, spend!) and take some of the weight off my shoulders each month, bill wise, was to get ESB and Bórd Gáis token meters installed. It's a pain in the sense that if I'm short of cash some week for whatever reason, I can't leave my meters slide until the next week, but at the end of the month I have no bills to pay, as I'm basically using a 'pay as you go' system.
I'd recommend a meter to anyone who's useless with money, like me lol

hi mandy
the pay as you go ESB meters - will they install thm for free or is there a fee for having one put in do you know:

jenniferalan 07-01-2009 09:26 PM

hi mandy just wondering along the same lines as Betsy is there an installation fee and is there a big box for the metre? do u have to go to ESB office to get tokens? its a brill idea :)



The idea of giving personal vouchers as presents is a brill idea and very useful, must try that one in the near future!

MandyD 07-01-2009 09:31 PM

Hey guys,

Usually there is an installation fee, but if you contact MABS, they'll get them installed for you for free!

I buy my tokens in the Eurospar here in the town...anywhere you can buy 3V vouchers, or anywhere advertised as a paypoint, will sell the tokens.

You get a card, which is much like a bank/3V card, that you must present on purchase, especially for the gas, as it's put onto the gas card. The ESB one is mainly for show..they give you paper tokens for that.

I usually spend around 20 a week on ESB and 20 on gas...which is a good sight better than getting a 100+ bill in the post!!

I think someone mentioned MABS on here already?

MandyD 07-01-2009 09:33 PM

Oh and, there's no big box for the meter..it's just a lil gizmo that attatches to your regular EBS and gas meter....the ones in the white boxes outside?....and they only take like ten mins to install!

And if you run out of either, unexpectedly, there is an 'emergency credit' system too..you get a fiver of emergency credit which is good for at least a day...and pay it back when you top up again.

jenniferalan 07-01-2009 10:30 PM

Hi Mandy just wondering where u get the paper tokens for esb metre - is it from esb themselves or can u get it in a shop like Bord Gáis?

i have heard of MABS but what exactly do they do? (i know erica outlined but still dont know what u need to claim, how u go about it etc and can u just go in for advice? i need help budgeting and so does my family and me and partner are saving for a house so need all the help we can get )

jenniferalan 07-01-2009 10:36 PM

Quote:

Originally Posted by HappyHunter
I make sure to keep my expenditure to a minimum, on €212.00 a week I don't have a choice.

I bring a flask of coffee or hot water and some fruit with me when going out so I am not inclined to buy snacks.

If I do get the urge to buy snacks I read the ingredient list and that is one sure way of putting me off.

I encourage people to visit & have food here rather than going to restaurants to eat. This way they are sure of good service, no tips expected unless it's tips on fun things to do or doing something in the house.

I hand wash dishes because I gave the dishwasher away to save on electricity.

I use energy saving light bulbs all over the house & turn off lights when room not in use.

I never use immersion to heat water, the oil central heating heats that.

I installed a wood burner which heats all rooms if I leave the doors open into the rooms so central heating is only needed to get temperatures up and then it's turned off.

I get my wood from local woods and forests, from ditches where limbs of trees have fallen. Also buy from local person who provides chopped logs by the trailer load for €50. Thus cutting out the need to buy bags of cut sticks in stores.

Bought locally mined Anthracite for little or nothing which does the job.

Air dry clothes as I don't own a clothes dryer - reduces electricity costs.

Use bottle gas cooker which costs €30 x 3 a year.

Make big pots of delicious vegetable soup which are nutritious and healthy. Freeze some, eat some. No MSG or other flavour enhancers.

When cooking spuds, I boil a big pot, mash and save, some for freezer some for fridge & some for dinner.

I mainly buy my clothes in Charity stores, except for more personal items.

Do all large grocery shopping in Lidl.

To feed the desire to shop, I window shop online :) It saves the feet and conserves energy - no need to go buy coffee, drive or wait for public transport.

Get local people to do work on your house that you cannot do yourself. Word of mouth is the best adverti*****t.





Hi HH, just wondering how ur oil heats ur water? we have to use immersion!


U know how i said we dont use a lagging jacket cos we use hot air to dry clothes...well we will def get a lagging jacket now as bet it is costing us more in the long term!

also my mum leaves the immersion on all the time as she thinks that it takes more energy to heat the water when it is stone cold and she thinks that once the water is hot it is barely using much energy if it is still switched on as tank stays hot and stays the same if u know what i mean? do u think this is true or would it be better just to try on immersion once or twice daily for specific amount of time?!

When i have my own house i think ill get a range as it provides heating, something to cook on and hot water - i think it will be good all round!

MandyD 07-01-2009 11:53 PM

Quote:

Originally Posted by jenniferalan

i have heard of MABS but what exactly do they do? (i know erica outlined but still dont know what u need to claim, how u go about it etc and can u just go in for advice? i need help budgeting and so does my family and me and partner are saving for a house so need all the help we can get )


Here's a link to the MABS website. Anybody can go to them for advice on budgeting and arranging finances. They will intercede with any creditors you may have and get you a more manageable payment rate, if you need it. They will also help you map out your spenditure and help you to cut out needless spending. The service is free and confidential, and can be a life-saver to those who really need to curb their spending, or have to manage on a low-income.
http://www.mabs.ie/

Stuarty 08-01-2009 08:53 AM

Quote:

Originally Posted by jenniferalan
Hi HH, just wondering how ur oil heats ur water? we have to use immersion!


U know how i said we dont use a lagging jacket cos we use hot air to dry clothes...well we will def get a lagging jacket now as bet it is costing us more in the long term!

also my mum leaves the immersion on all the time as she thinks that it takes more energy to heat the water when it is stone cold and she thinks that once the water is hot it is barely using much energy if it is still switched on as tank stays hot and stays the same if u know what i mean? do u think this is true or would it be better just to try on immersion once or twice daily for specific amount of time?!

When i have my own house i think ill get a range as it provides heating, something to cook on and hot water - i think it will be good all round!


I dont think its true that leaving the immersion on all the time is more efficient, my mum tells a story that when we were younger she would leave the immersion on all the time and had large ESB bills. She just thought it was because there were 6 kids and we used more ESB than everyone else. Then someone told her that it wasnt more efficient and when she turned it off the ESB sent an inspector out to check the meter because the change was so great...My radiators are linked to my hot water so if they are on it heats the tap water, I dont use it much though because we only have a shower and no bath

gillo 13-01-2009 10:12 PM

Another way to be more efficient is when refuelling your car, never fill the tank, always only 3 quarters fill it, as the car actually runs more efficiently with less weight. Trust me to come up with this tip just when the price of oil is gone down lol!

kiara 13-01-2009 10:47 PM

Quote:

Originally Posted by bluecurlygirl
In reply to something Kiara said - NEVER EVER CUT UP YOUR CREDIT CARD. It's actually a crime and you can be fined plus the fact that you will still be charged for using something you don't have. Just ring the bank and cancel it.



Wow really I didn't know that... Eddie Hobbs did it lots of times on telly! Oh he's in trouble now!

kila2008 14-01-2009 10:02 AM

Yeah I never heard that about cutting up a credit card before and I worked for a credit card company for 2yrs 3mths in the past and thought I had heard most things about them...lol

elbo 14-01-2009 11:09 AM

electricity meters
 
We have two electricity meters. One for night and one for day.
In the summer the night one can be used between 12 midnight and 9 a.m.
In the winter you can use the night one between 11 p.m. and 8 a.m.
The night meters is much cheaper than the day meter, so we never turn on the dishwasher/washing machine/dryer/etc. until after the allotted time at night. Yes, there is an extra meter rental charge of I think roughly about €10 on your bill, but if you have a large family and use these appliances on a daily basis, it saves a lot.

nanonano 14-01-2009 12:25 PM

electricity meter
 
We have it as well but they are about 200 euro to get in the first place and they are only economical if you use a certain amount of electricity.
For someone that recently moved they should check their meter as you can't take them with you. Then the ESB charges you again to install a new energy saver meter! Happened to us. I complained, complained and kept nagging until they did it for free. The person in our old house is lucky however I don't know if they charge again.

bluecurlygirl 14-01-2009 02:35 PM

Quote:

Originally Posted by kila2008
Yeah I never heard that about cutting up a credit card before and I worked for a credit card company for 2yrs 3mths in the past and thought I had heard most things about them...lol


Well maybe I got it wrong then (wouldn't be the first time) about it being a crime and all but check it out. It'd be hateful being charged for an indefinite peiod of time because you can't produce the card you want cancelled!!! Also, BBC Radio 2 have a guy on who gives money saving tips. He was on about not filling your car as well. Fill it only half full, empty your boot, make sure tyres are properly inflated, remove roof racks etc. Stripping down any unnecessary weight means your car burns less fuel. Also, (apparently) if you fill your tank in cold weather you get more fuel for your money as the fuel condenses in the cold!! Also, apparently, and I suppose it depends on the mileage you do over the year, but the above steps are guaranteed to save you a few hundred quid over 12 months!

betsy10112000 14-01-2009 02:41 PM

i use a site that has loads of money saving ideas and tips.it really is a good site,it is an english site so the special offers they have are for uk only but the ideas and tips are fabs. i use it all the time

its www.moneysavingexpert.com

hope this helps some people im more than sure it will

bluecurlygirl 14-01-2009 02:46 PM

Quote:

Originally Posted by betsy10112000

its www.moneysavingexpert.com

hope this helps some people im more than sure it will


Betsy, this is the guy who is the money saving expert on BBC Radio2. I think he's brilliant and I just wish Ireland had someone like him. He gives great tips and sites for anyone living in the uk. But his general stuff is priceless too.

betsy10112000 14-01-2009 02:51 PM

Quote:

Originally Posted by bluecurlygirl
Betsy, this is the guy who is the money saving expert on BBC Radio2. I think he's brilliant and I just wish Ireland had someone like him. He gives great tips and sites for anyone living in the uk. But his general stuff is priceless too.

yep i totally agree,he is good.
they have notice boards and threads and people add their own money saving tips,they are great also.i could spend hours each night reading stuff about how to save money and hey it all adds up

punkrock06 19-01-2009 08:03 PM

Quote:

Originally Posted by betsy10112000
i use a site that has loads of money saving ideas and tips.it really is a good site,it is an english site so the special offers they have are for uk only but the ideas and tips are fabs. i use it all the time

its www.moneysavingexpert.com

hope this helps some people im more than sure it will



ya its a brill site always on it the oldstyle board and occasions board are great u could get lost on that site for hours:L:L
they have loads of clips on youtube as well

jenniferalan 29-01-2009 10:30 PM

Hey guys

Just found out an excellent way of saving money on petrol

The website is www.pumps.ie

Simply type in ur area eg galway city and check the cheapest rates of petrol in that area before u leave to get petrol.

Yesterday it was 101.9c in Galway and my partner got petrol for 96.9c as I had checked the site before we left the house, i would def recommend it!

bluecurlygirl 29-01-2009 10:38 PM

I just paid 101.9 for unleaded today and found one in Cavan town for 96.9. I'll be checking this from now on Jennifer. Thanks a million.

lislaw 30-01-2009 01:41 PM

Two tips that have come to mind today :

Instead of buying anti bac cleaning sprays fill up the empty spray bottle with a cap of bleach and water. Works just as well for literally a fraction of the cost. If the smell of bleach doesn't float your boat add a few drops of essential oil, orange or bergamot are good for the kitchen and have antibac properties of their own.

If you're making your own gravy keep the veg and use it as a base for soup the next day. I usually add any left over spuds and veggies as well.

Lisa

lislaw 30-01-2009 01:46 PM

erm - just a note on all the links that have been posted on this thread. I think one of them may contain something unsavoury. I'd opened them in separate windows as I went along to have a look later. They are the only thing different I've done today on this pc. A setup.exe file has just tried to run, luckily with vista you get a warning when anything unexpected happens so I was able to cancel it.
Lisa

jenniferalan 30-01-2009 01:54 PM

If u are going out - into work etc and u have all the neccessities bought already for the week (food, petrol etc) (excluding lunch money etc for that day) then don't bring ur purse with u.

I've tried this 2 days a week when i work evenings and i have saved so much money and have gotten to enjoy window shopping! I just keep change in my pocket 3 or 4 euro and then i def can't buy anything on impulse yet its enough for a cup of tea etc if u meet someone u know

try it, just leave all the bank cards at home and see how much u save!

lislaw 30-01-2009 01:56 PM

yep, like that one. I've done that a few times - by accident!! - and it is truly amazing how many things I would have bought which I either did not really want or need
Lisa

bluecurlygirl 30-01-2009 03:04 PM

That's a good one actually. Also, we're a curly family (hence the name!). My sister spent a fortune on a bottle of stuff in the hairdressers to spray on her daughters hair in the morning to detangle it (I think it was €10 for a small bottle - may have been more). I couldn't believe it. I bought a bottle years ago, it's for spraying plants and it cost less than a euro. I put a squirt of conditioner in it and top it up with water. Shake the living daylights out of it every time it's to be used and hey presto - much easier to brush. Of course my sister didn't believe me and continues to buy the expensive crap. Some people think you have to spend big money to get the results (and a hairdresser told me the stuff she's buying is the same as what I'm doing anway!). So a way to save money and to stop kids with curly hair screaming (or at least not quite as loudly!).

Stuarty 30-01-2009 03:27 PM

Quote:

Originally Posted by lislaw
Two tips that have come to mind today :

Instead of buying anti bac cleaning sprays fill up the empty spray bottle with a cap of bleach and water. Works just as well for literally a fraction of the cost. If the smell of bleach doesn't float your boat add a few drops of essential oil, orange or bergamot are good for the kitchen and have antibac properties of their own.

If you're making your own gravy keep the veg and use it as a base for soup the next day. I usually add any left over spuds and veggies as well.

Lisa


You can do this with the more concentrated version of cleaning fluids, floor ones are more concentrated than the spray ones. If you dilute them according to the directions on the bottle they work fabulously exactly the same as the store bought sprays, except you havent paid the extra money and you dont have the bleach smell... (I use dettol 4 in 1 with the apple scent and the bottle is the last one I finished )

cinderella 30-01-2009 03:58 PM

Coupons
 
Quote:

Originally Posted by betsy10112000
another thing i do is:

Search engines: i search for money off coupons.I get loads and loads of printable money off coupons online from loads of different sites.This could be anything from 50c of butter or 2 euro of cereal or 5 euro off razor blades (things that most people use everyday) and you just print them off and take them with you when you do your shopping,simple :)

i also get lots of freebies online - from toothpaste to sanatary towels,creams and clothes.again search engine for freebies and away you go,all you have to do for 99.9% of them is fill in your address and they send them out to you FREE,i dont have to sign up to any of the poxy scams like get them free if you rent 5 dvds etc(you get my drift,lol)

OH I LOVE THE INTERNET



Tried your tip on the 'money off coupons' however I'm mainly getting sites for the US (i.e. dollars). Can you provide website details that you visit?

Many thanks for sharing these tips!

betsy10112000 30-01-2009 09:34 PM

Quote:

Originally Posted by cinderella
Tried your tip on the 'money off coupons' however I'm mainly getting sites for the US (i.e. dollars). Can you provide website details that you visit?

Many thanks for sharing these tips!

hi if you want a list of some of the sites i have found just send me a quick pm with your email address and i will send you the links

glowmama 30-01-2009 10:15 PM

Save 10% to 27% off fuel costs
 
This link was sent to me and I was dubious - but you get a full money back guarantee so I thought what the heck. The website says you'll save 15% to 27%, but I have to say that my husband and I have found a 10% reduction - still good. You can get them on www.fuelsaver.ie, the price is in dollars but there's someone here in Ireland distributing because we got ours four days after purchase with an Irish postmark. We've noticed benefits ... may be worth a try.

glowmama 30-01-2009 10:18 PM

Quote:

Originally Posted by bluecurlygirl
That's a good one actually. Also, we're a curly family (hence the name!). My sister spent a fortune on a bottle of stuff in the hairdressers to spray on her daughters hair in the morning to detangle it (I think it was €10 for a small bottle - may have been more). I couldn't believe it. I bought a bottle years ago, it's for spraying plants and it cost less than a euro. I put a squirt of conditioner in it and top it up with water. Shake the living daylights out of it every time it's to be used and hey presto - much easier to brush. Of course my sister didn't believe me and continues to buy the expensive crap. Some people think you have to spend big money to get the results (and a hairdresser told me the stuff she's buying is the same as what I'm doing anway!). So a way to save money and to stop kids with curly hair screaming (or at least not quite as loudly!).



Wow! Your sister should listen to her big sister!

glowmama 30-01-2009 10:28 PM

Pigsback.com
 
Has pigsback.com been mentioned for food vouchers? By the way, petrol is 84.9c in Clones, Co. Monaghan. There seems to be a bit of a price war there between the two petrol stations out the Monaghan road. If yous are in the area, it'd be worth a visit.

bluecurlygirl 30-01-2009 10:49 PM

Quote:

Originally Posted by glowmama
This link was sent to me and I was dubious - but you get a full money back guarantee so I thought what the heck. The website says you'll save 15% to 27%, but I have to say that my husband and I have found a 10% reduction - still good. You can get them on www.fuelsaver.ie, the price is in dollars but there's someone here in Ireland distributing because we got ours four days after purchase with an Irish postmark. We've noticed benefits ... may be worth a try.


Hi there,

Went to the link there. Was it hard to install? Has it cut down on your emissions do you know (or does anyone here on jt know how you'd check that). Also, if it's being supplied from Ireland then surely they should give you an address for claiming your money back if it doesn't work. It'd be a pain in the ass if you had to send it back to the usa. Quite good price though. Would love to hear more info on it. Has it made your car run smoother?


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